Using NorthstarFI

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Use accurate information when creating an account and keep that information reasonably current.

We may suspend or restrict access if we reasonably believe an account is being used fraudulently, abusively, unlawfully, or in a way that threatens the safety, reliability, or integrity of the service.

You may use NorthstarFI only for lawful purposes and in a way that does not interfere with other users, attempt unauthorized access, scrape restricted data, reverse engineer protected systems, or disrupt product operations.

You may not use the service to impersonate another person, submit fraudulent billing information, test attacks against the infrastructure, or otherwise misuse the product or supporting systems.

The product is intended to support educational and informational planning workflows. Outputs, scores, readiness views, saved outlooks, and scenario comparisons are tools to help organize thinking. They should not be treated as guaranteed outcomes or as personalized investment, legal, or tax advice.

See the financial disclaimer for a full description of model limitations and the boundaries of what NorthstarFI provides.

Some features may be offered in beta, preview, or evolving form. Those features may change, be moved, or be removed as the service develops.

We may modify the product, access tiers, rate limits, or supported functionality as the beta matures. Where practical, we will communicate those changes clearly in the product or related materials.

NorthstarFI is provided on an as-is, as-available basis without warranties of any kind, express or implied. We do not warrant that the service will be uninterrupted, error-free, accurate, or suitable for any particular purpose.

You remain responsible for reviewing important decisions independently and, where appropriate, consulting qualified professional advisers before acting on financial, legal, or tax matters.

To the extent permitted by applicable law, NorthstarFI and its operators will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of — or inability to use — the service, including any financial loss, data loss, or planning outcome that results from reliance on product outputs.

These terms are governed by and construed in accordance with applicable law. Any disputes arising from or related to use of the product will be resolved in accordance with that governing framework. If any provision of these terms is found unenforceable, the remaining provisions continue in full effect.

We may update these terms as the product, regulatory environment, or business context changes. Material changes will be communicated through the product or account notifications where practical. Continued use of NorthstarFI after a change takes effect constitutes acceptance of the updated terms.

These terms were last updated in 2026.